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Terms & Conditions
- Payment Confirmation: Do NOT send any payment for services until we have consulted directly and mutually agreed upon the scope and rate.
- Donations & Channel Support: Contributions to support this channel and my work are welcome without prior consultation. Donations carry zero obligation for personal favors, advice, or services. Please send a quick confirmation via WhatsApp (+66-92-541-47-84) or email (Loy@LoyMachedo.Com) after donating.
- Fraud Warning: Never send money to anyone claiming to represent me. Official payments are accepted strictly through this website or directly via Loy Machedo.
- Final Sale Policy: All payments for programs, coaching, and custom services are 100% final, non-refundable, and non-transferable under any circumstances.
- Zero Refund Guarantee: Once a payment is processed, no full refunds, partial refunds, or prorated credits will be issued—regardless of attendance, participation, or completion.
- Immediate Fulfillment: Payments secure immediate priority allocation of my calendar, time, and intellectual property.
- Service Expiration: All booked services and sessions must be redeemed within 30 days (1 month) from the date of purchase. Unused sessions automatically expire with zero monetary value or credit.

